How To Trust God With Your Finances When Your Spending Is Out Of Control!
How To Trust God With Your Finances When Your Spending Is Out Of Control!
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I know it’s hard. I struggle with it myself. But when your finances and spending are out of control, it’s time to let God take the reigns and fix the mess that’s been created.
Messy financial situations like maxxed out credit cards, preforclosing on your house, or debt that is more than your annual salary can make us anxious as we wonder where the money to deal with these situations is likely to come from.
I know this because I’ve been at that point before, I’ve been in debt almost more than my annual salary so I know the pain that comes with it.
However, the Bible reminds us that God cares about us, and if we ask him for grace and wisdom, he will always provide a way.
When you align your financial habits with God’s guidance, you will experience both peace and provision. Let’s explore how we can strengthen our faith in God’s financial plan for our lives.
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* Why Trusting God with Your Finance is Important*
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Trusting God with your finances as a Christian is a significant aspect of faith that reflects your reliance on God. It affirms your belief in his capacity to provide and to guide you with his wisdom.
Money is essential to your well-being as a Christian, as it plays a crucial role in your daily life. However, trusting God with your finances keeps you in line with his purpose.
Financial trust in God is a matter of spiritual alignment. That’s why he said in Matthew 6:24, “You cannot serve God and Money.”
Trusting God with your finances shows you have faith in him, which ultimately influences how you treat money.
Trusting God means you will manage money with his principles in mind. You make decisions with integrity. You give generously, knowing that God will bless you as you also seek his wisdom in all financial dealings.
Also, you can hold God to his words when you trust him with your finances just like the Bible says in Matthew 6:31-33 “Don’t worry about what you will eat or drink, seek first God’s kingdom” and Philippians 4:19 “And my God will meet all your needs according to his riches in Glory in Christ Jesus.”
* Overcoming Financial Fear and Anxiety *
Financial struggle is one of the main sources of stress and anxiety. Financial difficulties can cause an inability to meet basic needs like food and rent, leading to a feeling of hopelessness and inadequacy.
It can also affect your mental health with visible symptoms like insomnia and headaches. However, God has encouraged us to trust him even when we are faced with financial uncertainty.
He is ready to walk with you through any struggles life might throw at you. That’s why in 1 Peter 5:7 he said you should cast all your burden on him.
To overcome financial fear and anxiety, it’s important to pray and meditate over scriptures that can bring peace and calm financial storms.
Believe God when he tells us in Philippians 4:6-7, “Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving present your request to God. And the peace of God that surpasses all understanding will guard your hearts and minds in Christ Jesus.”
I know many believers who have experienced God’s faithfulness in their financial struggles with unexpected financial blessings from unexpected sources, which have brought peace, and we’ve seen stories of people receiving anonymous gifts.
God can show up for you in the same way, after all, His ways are higher than ours.
* Biblical Principles Of Financial Stewardship *
Financial stewardship is basically honoring God with the way we manage resources. The Bible lays out clear principles on how to manage money with integrity, faith, and wisdom.
We see it clearly in the principle of giving as it represents an act of faith, specifically in tithing and generosity.
Malachi 3:10 tells us what God will do if we tithe (read more about tithing and whether or not it’s required of Christians here).
We are also urged to give freely to those in need, just like it says in 2 Corinthians 9:6-7.
Another clear principle is to live within your means. The Bible frowns at reckless spending and encourages financial discipline. He also advises us to avoid debt as much as we can.
Create a budget and follow it as much as you can (again, I know it’s hard so here are some budgeting tips that will help!)
When you’re struggling to pay bills or payoff debt, ask God for financial wisdom. It’ll be like divine financial literacy. Always remember that true financial peace comes from God, not wealth.
It is important to show gratitude and be content. Contentment helps you focus on what God has done and express gratitude rather than focus on what you lack.
* Steps to Strengthen Your Faith in God’s Financial Provision*
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To strengthen your faith in God’s financial provision, you need to trust Him totally. Beyond trust, you must have faith, patience, and rely on all his promises.
To strengthen your faith, you must pray, root yourself in the scriptures, and surrender all your anxiety to Him.
Pray daily prayers for financial breakthrough, as prayer is a tool you can use to align your heart with God’s will and seek his guidance in financial matters.
Give thanks for all he has done and what he will do, surrender your financial worries, and present your requests to him in prayers.
The Bible is full of God’s promises of provision. Dwell on the word. Explore Bible verses that talk about His provision. When you meditate on these verses, it strengthens your faith and reminds you that God is the ultimate source.
Trust him to always show up when you need him. God is never late. He shows up right on time. So, rely on his timing and not vain worldly security that can vanish like a cloud of smoke.
* Practical Ways to Trust God While Managing Money Wisely *
Many people have the wrong idea about trusting God with money. But trusting Him with your finances doesn’t mean you’re being passive. It simply means you are managing money with wisdom, faith, and a sense of responsibility.
In practical terms, you can budget with faith and wisdom. When you budget well, you manage resources wisely and keep faith as the foundation for all financial decisions.
Faith in budgeting includes tithing, prioritizing needs over wants, and trusting God in every financial planning. Also, save and invest with a biblical mindset. Save money with purpose, give generously, and invest ethically.
Before you take any major financial step, pray. From career moves, to investments, and business opportunities, ensure you have a leading from God before you act.
You can speak to godly counselors and Godly mentors after you have prayed, of course, but exhibit patience. There’s no need to rush into a decision. Trust that God has your best interests at heart.
* Encouraging Testimonies and Real-Life Stories*
I know that as Christians, one of the most inspiring and faith-strengthening things is hearing real-life testimonies. Testimonies remind us that God is working on your behalf regardless of your current situation.
I heard a story of a woman who was struggling heavily with debt.
And she prayed about her situation and faithfully tithed. I know this seems deep, and you might be asking, Should you pay your tithe when you’re in debt? However, she tithed despite her debt.
One day, she got a letter from one of her creditors telling her that her debt had been waived due to an internal accounting decision. Sounds magical, but that was her reality. God intervened, and he can intervene for you, too.
Faith is a key element to have even when you’re faced with financial hardship. Because even if God wants to send you a miracle, without your faith, you could short-circuit the working of his power in your life for a miracle.
Someone told me a story of a single mother who lost her job, and she had no means of feeding her children.
Many in her shoes would panic or let anxiety overwhelm them, however, she didn’t panic. She just went to God in prayer daily and trusted him.
One of her church members suddenly offered her a job. As if that was not enough on that same day, she needed groceries, and one of her neighbors brought her some groceries without her having to make a direct request. It goes to show that miracles still do happen.
Her faith was strong, and she got her miracle.
* A Prayer for Trusting God with Finances *
I know it can be difficult to trust God with your finances, but it is very possible. If you are at a point where you know you need to trust God with your finances, say this prayer.
Dear Father, I come to you today acknowledging my inadequacies. Father, I surrender all my financial worries and burdens to you. I lay them down at your feet.
You’re Jehovah Jireh, the God who provides. I trust that you are the owner of all things, and you will provide all that I need according to your riches in glory.
Dear Lord, I confess that I have fears, doubts, and anxiety about my finances, but Lord, I cast all of my concerns to you. Take control. I know you care for me, and you have good plans for me.
Help me depend on you before I make any financial decision.
Father, help me to be a good steward of your resources and all that you have entrusted to me.
Guide me and give me the wisdom I need to be disciplined with my budgeting, help me to live within my means, give me a generous heart, and help me to be content.
In all I do, help me seek your kingdom first, even when it seems difficult, remind me of your faithfulness and strength my faith, do not let fear, anxiety, and worry consume me. Grant me your everlasting peace.
Thank you, Lord, for I know you will be my peace and security, I trust you with all that I am and all I have, take control. In Jesus’ Name I pray, Amen.
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