Category Archives for "Financial Journaling & Planning"
02/28/2022
25+ Beginner Journaling Prompts For Mental Clarity, Deeper Faith, Weight Loss, & Financial Freedom!
25 Journaling Prompts For Beginners
Have you just gotten a new journal but don’t know what to write in it?
Did you end up writing just a few boring things randomly and closing the notebook after a few minutes?
Did it feel like a chore rather than a rewarding or inspiring practice?
If your answers are here are yes, you are not alone.
While you may find tons of articles on the internet posting about the importance of journaling and how it can enhance your life, it may not be enough to get you started.
This is another possible reason why many people give up their journaling practice before they even get started.
You start off all excited, but eventually, it just begins to feel like another tiresome chore on your to-do list.
Well, don’t worry. If you feel like you don’t know where to start, try these beginning journaling prompts.
I’ve created journaling prompts to help you with mental health, weight loss, financial goals, and connecting with God.
Using these journal writing prompts over time, will help you start journaling without overthinking or being too overwhelmed by an empty page.
So today, let’s just walk through some of the most effective journaling prompts that will help you start journaling effectively.
These easy journal prompts are divided into 4 categories.
Thus, you can simply scroll and choose the best journaling prompt that works according to your own personal goals.
Let’s get started.
07/22/2020
5 Easy To Use Meal Planning Budget Ideas (Even When The Cost Of Groceries Skyrocket!)
Meal Planning Ideas On A Budget
Do you feel like you’re spending a ton of money at the grocery store?
Like every time you look at your grocery receipt, you think “I spent that much and got that little?”
I totally get it I feel the same way. My grocery budget seemed to be growing out of control which is of course not what we want when we are trying to grow our net worths.
So what can we do to spend less at the grocery store?
Meal planning that’s what.
Meal planning either for the week or the month or even longer could be the key to saving you tons of money over the long haul.
So stick around and I will share with you some of the meal planning on a budget ideas I use to save money at the grocery store.Continue reading
05/25/2020
19 Life-Changing Healthy Goal Setting Ideas For All Areas Of Your Life
19 Life-Changing Healthy Goal Setting Ideas For All Areas Of Your Life
Are you stuck at home and wondering is there anything life-changing I could be doing with my time? Well I have 19 amazing ideas for you to try while you’re stuck at home on lockdown or whenever you have long stretches of time at home.
I couldn’t pen down one emotion to describe this period of quarantine if I tried.
Bittersweet comes to mind but that’s such an anemic word that I dare not use it for it doesn’t even come close to grasping the depth of this situation that is 2020.
2020 basically just took a wrecking ball to all of our lives. Whether it’s a lost job or a lost loved one or the fear of experiencing either, no one has gone through this period unscathed.
I have had pockets of anxiety. Continue reading
04/24/2020
How To Build An Emergency Savings Fund In 3 Painless Steps
Starting an emergency or savings fund will be one of the best financial decisions you ever make.
If you don’t have one, I promise you, it’s really simple to understand what you need to do to build.
Then that begs the question:
If it’s so simple, why don’t more people have an emergency savings fund?
Well besides sometimes not knowing how important it is, building a savings fund requires discipline and self-control.
I know I know…no fun, right. But it’s important to understand that many of the money problems that we face are emotional and psychological.
Sometimes our money problems are because we don’t make enough.
But sometimes it’s are money problems stem seeing that new dress or buying that daily Starbucks coffee that we just have to have (or so we think).
I’ll warn you upfront. Building an emergency fund won’t be fun (although my emergency fund freebie can make it more fun…I’ll tell you more about it later). Continue reading
02/26/2020
How To Make Money & Be Successful According To 31 Legendary People (Quotes Post)
There is so much wisdom in the Bible about money and it’s definitely something that I will continue to talk about in the future.
But you can find inspiration and knowledge from others as well when it comes to making money and being successful.
In fact, the advice that these legendary people give about making money is often counterintuitive to the way many people think you become wealthy.
There is a refrain inherit in these quotes about money which I find quite refreshing. Many of them purport the values of hard work, never giving up, being courageous, and being wise.
Let’s take a look at what these people have to say.Continue reading
02/19/2020
3 Genius Moves Smart Women Make Before They Get Their Next Paycheck To Stay Ahead
Does this sound familiar?
“Once again it’s the end of the month and I’m broke.
I don’t have any idea where my money went. I planned to save whatever money was left over at the end of the month but there isn’t any left over.
Maybe next month there will be.”
Ugh, how does this keep happening? I mean you are watching every single dollar that you spend, right?
Well, if you’re anything like me, you probably weren’t. I used to do this all the time. I’d look at my bank statements and ask questions like:
When did I buy that?
And why did I buy that?
Is it too late to take it back?
Because I’m pretty sure I don’t need it.
And that’s the trouble with flying by the seat of your pants when it comes to your money.
When you don’t have a plan for your money you better believe that the grocery store, the mall, and Amazon have a plan for your money.
Trust me, girl, they got you especially when you don’t. Let me explain why at the end of the month you have no money left over to save for yourself.Continue reading
02/15/2020
5 Life Altering Money Mistakes Financially Independent Women Don’t Make
There is so much financial advice online, on tv, in magazines, that it can be a little overwhelming knowing what to do and what not to do.
Where do you start if you are a financial newbie, right? It’s confusing.
Here’s my advice: Avoid these 5 money mistakes and you are well on your way to becoming a financially independent woman.
These are common mistakes that lots of people make, including me (in the past). So lest you think, there is no hope, I assure you there is.Continue reading
01/21/2020
The 9 Simple Steps Of Christian Financial Stewardship (Which Step Are You On?)
Christian Financial Stewardships
I’ve been studying the Proverbs 31 woman a lot lately and based on what I’ve read, becoming financially free would be one of her life goals. (you know because I’m sure she thought about life goals in those exact terms ).
As I mentioned in this post, P31 had an entrepreneurial spirit and engaged in godly financial stewardship.
She was buying property, making money from the property and then reinvesting that money by planting a vineyard.
Then she sewed sashes and sold them to the merchants.
She also gave money to the needy which is a huge but sometimes overlooked component of financial stewardship.
She definitely doesn’t seem like she lacked what she needed for her family, servants, and herself. Continue reading
09/08/2019
The Real Reason Why People Fail Financially (You Probably Won’t Like It)
If you want to be financially free but you feel like you can’t get ahead then this post will tell you why. You may not like it though.
This post might make you mad.
I can’t apologize for that. That’s because I’m not saying this to look down on you or anyone else.
Everything said from this point forward is because I want to help you.
And conversely, this post might not make you mad.
What will determine whether or not you get mad at this post comes down to two major things:
Your mindset when you read the post.Continue reading
07/08/2019
How To Stay Out Of Debt By Following These 3 Simple Tips
How To Stay Out Of Debt
Want to know some debt-free living tips? I have a few tips in this post that will help! Once you learn how debt sneaks up on you, you’ll be able to conquer the debt monster forever
I have a confession to make…
I have more debt than I’ve let on.
You see, this is how it happens because debt is so insidious.
It started with a For King and Country concert. My sister and mom wanted to go and so did I. My mom put the tickets to the concert on her credit and I said the infamous words…
“Thanks, I’ll pay you back”
Well about 6 or 7 I’ll pay you backs later and my mother kindly added up what I owed her and she said: “You owe me like $1100”.
Yikes!
So much for being debt free!
I mean that’s not a ton of debt but it’s nothing to sneeze at.
Those “I’ll pay you backs” really add up. They are so sneaky the way they just accumulate like that.
And I hate I mean loathe any form of debt so I’ve got to come up with a plan to pay her back (I think I owe my sister too! Boo hoo!)
And here I am thinking I’m debt-free. But I’m not and any debt is a dark thunderous cloud over my head stalking me at every turn.
No, I’m not being dramatic… ok maybe a little but it’s gotta go. And trust me it will go.
So we are definitely going to get into how I got out of debt but first let’s talk about financial freedom.Continue reading
