Tips & Lessons From My Financial Journey

Category Archives for "Tips & Lessons From My Financial Journey"

I’ve been thousands of dollars in debt. I’ve been out of debt. I’ve been gotten back in debt…it’s a whole thing. I’ve wondered if I would ever get a job or have more than a few dollars in my bank account. I’ve saved thousands of dollars on a tiny salary. I’ve done side hustles.

I’ve learned how to invest. I’ve been in all over the map but the one constant is always Jesus. Yes, even in my finances. I hope to be able to share some tips with you that will be helpful in your own financial journey while always giving Jesus the praise!

And of course, budget planners, journals, and spreadsheets have also been a apart of my story because I have to write everything down.

10/07/2022

8 Areas Of Self-Care That You Can’t Afford To Neglect!

When you first hear the term self-care, you might feel a little weary.

Sometimes as women, we feel selfish for wanting to take care of ourselves. I know I’ve felt like that in the past but over the years I’ve changed my mind and I hope I can change yours too.

I encourage you to look at self-care differently than how you might currently see it. I’ll share with you what self-care is, why it’s important, and the different types there are.

Hopefully, by the end of this post, you’ll understand that engaging in self-care is a necessary part of life that only makes you a more caring and thoughtful woman.

Plus, be sure to check out my free self-care journaling bundle available at the end of the post!

So let’s dive right in.Continue reading

Nicky

Hey ya'll! I'm Nicky Johnson, owner and creator of Healthy As You Can & I'm delighted that you stopped by my neck of the (internet) woods! I'm a Christian girl on a unique health journey & I'd love it if you'd join me! I'm striving to be spiritually, physically, mentally, and financially, healthy and at HAYC I'll share tips, insights, and resources to help you do the same!

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09/30/2022

in Tips & Lessons From My Financial Journey by Nicky

9 Surprising Money Journaling Prompts To Help You Build Wealth!

teal overlay white letters surprising money journaling prompts

9 Unexpected Money Journal Prompts To Help You Build Wealth

I know money manifestation is all the rage right now but I’m sorry…I just can’t get with it. Maybe I’m too old school but I believe in “boring” ideas like planning and managing your money wisely.

Not nearly as exciting as asking the universe to make it rain but unfortunately…

Money doesn’t just fall from the sky. Perhaps that’s not what manifestation says but I lowkey feel like it does. Feel free to correct me if I’m wrong, in the comments.

Anywho, today I want to share some money journaling prompts that will force you to start thinking deeply about your current and future money situation.

And these prompts will also compel you to consider what you need to be doing now in order to start building wealth for the future. So in a way this can also serve as a money mindset journal.

I apologize now because some of these journaling prompts might open financial wounds that you don’t want open.

But I do hope by the time you’ve read these prompts you’ll feel hopeful about your financial future and start formulating a money plan that you can start using today!Continue reading

Nicky

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07/08/2022

in Budgeting Tips & Budget Planners , Money Saving Tips , Tips & Lessons From My Financial Journey by Nicky

How To Easily Stock A Pantry For A Year On A Tiny Budget!

How To Stock A Pantry For A Year On A Small Budget

Unless you live under a rock, then you know the cost of groceries has skyrocketed in the past year.

Not only that, there have been shortages of many food items as well. So it’s definitely time to stock your pantry for at least a year or longer!

Saving money is always a top priority in my household, and I’m always looking for a good deal, especially in this current economic climate.

Things like using coupons and buying in bulk can significantly reduce your expenses when you’re shopping at the grocery store.

The tips I’m going to share with you will help you stock your pantry for a year without spending an arm and a leg (well maybe only a partial leg 🙂 )Continue reading

Nicky

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03/18/2022

in Christian Personal Finance , Tips & Lessons From My Financial Journey by Nicky

21 Controversial Journaling Affirmations For Finances That Will Surprise You!

pink overlay white letters affirmations for finances desk in background with money and cell phone on it

35 Controversial Journaling Affirmations For Finances That Will Surprise You!

I must admit they make me a little queasy. I know saying things like “I attract money” are supposed to make me feel powerful but for me, it does just the opposite.

Why is that, you ask?

Trust me, I will definitely explain why later.

I’ll also tell you:

What positive affirmations are
What financial affirmations are
What the law of attraction is
If affirmations can make you rich
Whether or not I’m against financial affirmations
What I use as my financial affirmations
35 Financial affirmations with a twist

Oh yeah, and this post contains affiliate links to great products that will help you in your health journey. I will get a commission if you decide to buy from these links but I’m only recommending products that I feel confident about and from companies that I trust like Amazon and others. Please let me know if you have any questions.
Continue reading

Nicky

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03/11/2022

in Tips & Lessons From My Faith Journey , Tips & Lessons From My Financial Journey , Tips & Lessons From My Mental Health Journey , Tips & Lessons From My Weight Loss & Self-Care Journey by Nicky

How to Start Journaling: A Step-by-step Guide For Beginners (& How It Improves Your Health)

purple dot grid with purple washi tape white lettering blue tea cup and purple journal graphic

How to start journaling for beginners

If your brain is a jumbled-up mass of scatterbrained thoughts, moods swings, and ruminations then learning how to journal will be an answer to your prayers.

Journaling is a great way to untangle all of the emotions swirling around in your mind that you can’t get sorted.

Plus, there are some unexpected benefits to journaling that you probably haven’t even thought about!

If you’re ready to start journaling but you’re a complete beginner then don’t worry.

We are going to go over how to get started journaling as a beginner and so much more!

These tips will not only help you get started with journaling, but they will make it easier for you to continue the task every day!

Nicky

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03/04/2022

in Budgeting Tips & Budget Planners , Healthy Eating Tips For Weight Loss , Money Saving Tips , Tips & Lessons From My Financial Journey by Nicky

25 Cheapest Healthy Food When You’re On A Rock Bottom Budget (Free Digital Grocery List)!

Foods to buy on a budget

Have you been grocery shopping lately?

Dude the price of groceries is insane, amirite?

Inflation and shrinkflation (which is the ever-shrinking size of food packaging) have moved in and plan to stay for a while.

They’re like squatters who you’re not allowed to kick out. So what are you supposed to do when you’re broke and on a tight budget but you want to eat healthily?

It’s not easy but it is possible to buy cheap food that’s also healthy and today I’ll share with you how you can do it!

Nicky

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02/28/2022

25+ Beginner Journaling Prompts For Mental Clarity, Deeper Faith, Weight Loss, & Financial Freedom!

dotted journal background teal ribbon and teal binder beginner journaling prompts

25 Journaling Prompts For Beginners

Have you just gotten a new journal but don’t know what to write in it?

Did you end up writing just a few boring things randomly and closing the notebook after a few minutes?

Did it feel like a chore rather than a rewarding or inspiring practice?

If your answers are here are yes, you are not alone.

While you may find tons of articles on the internet posting about the importance of journaling and how it can enhance your life, it may not be enough to get you started.

This is another possible reason why many people give up their journaling practice before they even get started.

You start off all excited, but eventually, it just begins to feel like another tiresome chore on your to-do list.

Well, don’t worry. If you feel like you don’t know where to start, try these beginning journaling prompts.

I’ve created journaling prompts to help you with mental health, weight loss, financial goals, and connecting with God.

Using these journal writing prompts over time, will help you start journaling without overthinking or being too overwhelmed by an empty page.

So today, let’s just walk through some of the most effective journaling prompts that will help you start journaling effectively.

These easy journal prompts are divided into 4 categories.

Thus, you can simply scroll and choose the best journaling prompt that works according to your own personal goals.

Let’s get started.

Nicky

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07/22/2020

5 Easy To Use Meal Planning Budget Ideas (Even When The Cost Of Groceries Skyrocket!)

Meal Planning Ideas On A Budget

Do you feel like you’re spending a ton of money at the grocery store?

Like every time you look at your grocery receipt, you think “I spent that much and got that little?”

I totally get it I feel the same way. My grocery budget seemed to be growing out of control which is of course not what we want when we are trying to grow our net worths.

So what can we do to spend less at the grocery store?

Meal planning that’s what.

Meal planning either for the week or the month or even longer could be the key to saving you tons of money over the long haul.

So stick around and I will share with you some of the meal planning on a budget ideas I use to save money at the grocery store.Continue reading

Nicky

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05/25/2020

19 Life-Changing Healthy Goal Setting Ideas For All Areas Of Your Life

purple background white journal with writing healthy goal setting ideas

19 Life-Changing Healthy Goal Setting Ideas For All Areas Of Your Life

Are you stuck at home and wondering is there anything life-changing I could be doing with my time? Well I have 19 amazing ideas for you to try while you’re stuck at home on lockdown or whenever you have long stretches of time at home.

I couldn’t pen down one emotion to describe this period of quarantine if I tried.

Bittersweet comes to mind but that’s such an anemic word that I dare not use it for it doesn’t even come close to grasping the depth of this situation that is 2020.

2020 basically just took a wrecking ball to all of our lives. Whether it’s a lost job or a lost loved one or the fear of experiencing either, no one has gone through this period unscathed.

I have had pockets of anxiety. Continue reading

Nicky

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04/24/2020

in Money Saving Tips , Tips & Lessons From My Financial Journey by Nicky
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6 comments

How To Build An Emergency Savings Fund In 3 Painless Steps

Starting an emergency or savings fund will be one of the best financial decisions you ever make.

If you don’t have one, I promise you, it’s really simple to understand what you need to do to build.

Then that begs the question:

If it’s so simple, why don’t more people have an emergency savings fund?

Well besides sometimes not knowing how important it is, building a savings fund requires discipline and self-control.

I know I know…no fun, right. But it’s important to understand that many of the money problems that we face are emotional and psychological.

Sometimes our money problems are because we don’t make enough.

But sometimes it’s are money problems stem seeing that new dress or buying that daily Starbucks coffee that we just have to have (or so we think).

I’ll warn you upfront. Building an emergency fund won’t be fun (although my emergency fund freebie can make it more fun…I’ll tell you more about it later). Continue reading

Nicky

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