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How To Build An Emergency Savings Fund In 3 Painless Steps (Printable Tracker/Action Plan included)

calculator and savings fund

Starting an emergency or savings fund will be one of the best financial decisions you ever make.

If you don’t have one, I promise you, it’s really simple to understand what you need to do to build. 

Then that begs the question:

If it’s so simple, why don’t more people have an emergency savings fund?

Well besides sometimes not knowing how important it is, building a savings fund requires discipline and self-control.

I know I know…no fun, right. But it’s important to understand that many of the money problems that we face are emotional and psychological.

Sometimes our money problems are because we don’t make enough.

But sometimes it’s are money problems stem seeing that new dress or buying that daily Starbucks coffee that we just have to have (or so we think).

I’ll warn you upfront. Building an emergency fund won’t be fun (although my emergency fund freebie can make it more fun…I’ll tell you more about it later). Continue reading


Nicky Johnson is the owner and creator of Healthy As You Can (HAYC) and Christian Blogging Academy (CBA). She is also an author and certified life coach. She started this blog to help support other Christians who want to live a healthy and natural lifestyle but don't know where to start because it can be oh so confusing. She's still trying to figure it all out and as she does, she'll let you know!

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