Category Archives for "How To Get Out Of Debt"

Free Christian Budget Planner Printable To Help Your Family Save Thousands Of Dollars

black peach and white budget planner pages

Free Christian Budget Planner Printable To Help Your Family Save Thousands Of Dollars

What’s up y’all! I’m really excited to share these beautiful Christian budget planner printables with you because I know how much budgeting has helped me.

I used to be in over $10,000 of debt with virtually no savings.

But praise God, through budgeting I have been able to eliminate MOST of my debt and also have a positive net worth with thousands of dollars in savings and I hope using this financial planner will do the same for you too!

I want YOU to experience that same kind of freedom and by using this mini Christian budgeting planner printable, you will be taking a major step in that direction!

So i hope you’re ready to embrace a more organized approach to managing your money because that’s what this mini beautiful (and FREE) budget planner printable is going to do for you!

Plus, I am going to show you where you can get a full sized budgeting planner printable called the Christian Girl’s Budget Planner!

And of course, I’ll show you step-by-step how to use this printables in real life because I love to teach! And I want to make sure you use it for real, for real. Continue reading

Nicky

Hey ya'll! I'm Nicky Johnson, owner and creator of Healthy As You Can & I'm delighted that you stopped by my neck of the (internet) woods! I'm a Christian girl on a unique health journey & I'd love it if you'd join me! I'm striving to be spiritually, physically, mentally, and financially, healthy and at HAYC I'll share tips, insights, and resources to help you do the same!

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5 Life Altering Money Mistakes Financially Independent Women Don’t Make

calculating finances

There is so much financial advice online, on tv, in magazines, that it can be a little overwhelming knowing what to do and what not to do.

Where do you start if you are a financial newbie, right?  It’s confusing.

Here’s my advice: Avoid these 5 money mistakes and you are well on your way to becoming a financially independent woman.

These are common mistakes that lots of people make, including me (in the past). So lest you think, there is no hope, I assure you there is.Continue reading

Nicky

Hey ya'll! I'm Nicky Johnson, owner and creator of Healthy As You Can & I'm delighted that you stopped by my neck of the (internet) woods! I'm a Christian girl on a unique health journey & I'd love it if you'd join me! I'm striving to be spiritually, physically, mentally, and financially, healthy and at HAYC I'll share tips, insights, and resources to help you do the same!

More Posts - Website

How To Stay Out Of Debt By Following These 3 Simple Tips

calculator papers budget

How To Stay Out Of Debt

Want to know some debt-free living tips? I have a few tips in this post that will help! Once you learn how debt sneaks up on you, you’ll be able to conquer the debt monster forever

I have a confession to make…

I have more debt than I’ve let on.

You see, this is how it happens because debt is so insidious.

It started with a For King and Country concert. My sister and mom wanted to go and so did I. My mom put the tickets to the concert on her credit and I said the infamous words…

“Thanks, I’ll pay you back”

Well about 6 or 7 I’ll pay you backs later and my mother kindly added up what I owed her and she said: “You owe me like $1100”.

Yikes!

So much for being debt free!

I mean that’s not a ton of debt but it’s nothing to sneeze at.

Those “I’ll pay you backs” really add up. They are so sneaky the way they just accumulate like that.

And I hate I mean loathe any form of debt so I’ve got to come up with a plan to pay her back (I think I owe my sister too! Boo hoo!)

And here I am thinking I’m debt-free. But I’m not and any debt is a dark thunderous cloud over my head stalking me at every turn.

No, I’m not being dramatic… ok maybe a little but it’s gotta go. And trust me it will go.

So we are definitely going to get into how I got out of debt but first let’s talk about financial freedom.Continue reading

Nicky

Hey ya'll! I'm Nicky Johnson, owner and creator of Healthy As You Can & I'm delighted that you stopped by my neck of the (internet) woods! I'm a Christian girl on a unique health journey & I'd love it if you'd join me! I'm striving to be spiritually, physically, mentally, and financially, healthy and at HAYC I'll share tips, insights, and resources to help you do the same!

More Posts - Website

7 Cringe-Worthy Habits That Keep Christians From Living Debt Free

woman with head in hands Christians not living debt free

Living Debt Free As Christians 

Credits cards.

Student loans.

Mortgages.

Some of us are in could be drowning in debt and guess what?

We might still decide to finance that vacation we’re going on in July.

That’s because as a society we have this philosophy that credit is free money or this “get it now pay for it later” mindset.

If we want to live debt-free as Christians, we cannot continue this way.

We are called to be good stewards of the money God has entrusted to us.

For so long, I wasn’t a good steward of His money.

I did some silly things with money that got me in major debt and I now regret but these silly things were also good learning experiences.

I’ve learned that sometimes knowing what you shouldn’t do isn’t a strong enough catalyst to get us to change.

Sometimes, we don’t even realize which financial habits keep is enslaved.

Looking at debt from this angle might help open our eyes.

Continue reading

Nicky

Hey ya'll! I'm Nicky Johnson, owner and creator of Healthy As You Can & I'm delighted that you stopped by my neck of the (internet) woods! I'm a Christian girl on a unique health journey & I'd love it if you'd join me! I'm striving to be spiritually, physically, mentally, and financially, healthy and at HAYC I'll share tips, insights, and resources to help you do the same!

More Posts - Website

3 Credit Card Debt Tips That Put You On The Road To Financial Freedom!

woman using credit card debt tips

Credit Card Debt Tips

If we want to reach financial freedom, we have to talk about debt and specifically credit card debt  (and some tips to get out of it) which is one of the forms of debt that is strangling American’s the most.

Debt was such a dark cloud over my life.

The burden of debt being lifted off of my shoulders is a feeling I can’t truly describe except to say it felt like freedom.

I imagine it’s the same feeling you get when you retire. It’s an incredible experience.

But getting out of debt isn’t easy or fun because if it was everybody would be doing it.

So how do you get there?Continue reading

Nicky

Hey ya'll! I'm Nicky Johnson, owner and creator of Healthy As You Can & I'm delighted that you stopped by my neck of the (internet) woods! I'm a Christian girl on a unique health journey & I'd love it if you'd join me! I'm striving to be spiritually, physically, mentally, and financially, healthy and at HAYC I'll share tips, insights, and resources to help you do the same!

More Posts - Website

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